AI Built with the Controls and Auditability Regulators Require
Hapax is the AI platform financial institutions trust — built from the ground up for regulated environments. Every action is traceable, every workflow requires the approvals your institution defines, and PII is never exposed to the AI model.
Jun 17, 9:14:02 AM
Export Customer Data
Core Banking
Why Approval Was Required
A field-level policy fired: this call set a field that requires approval.
Denied — responded Jun 17, 9:14:44 AM
Jun 17, 9:08:31 AM
Query Loan Status
Loan Ops
Jun 17, 8:55:17 AM
Update Customer Record
Core Banking
Every action traced. Field-level policies enforced — customer data never leaves your institution's control.
"When our examiner asked for a full activity log, we pulled it in minutes. Every action, every approval, every user — it was all there. That used to take us weeks to assemble manually."
— CCO, $1.2B Community Bank
"The approval controls were the reason we got sign-off from our risk committee. AI that requires human authorization at defined points — that's something our board could actually approve."
— CTO, Regional Credit Union
in assets managed across Hapax-powered institutions
Type II Certified — the security standard your board and regulators will ask for
Your Team Defines the Rules. Hapax Enforces Them.
Admins configure exactly where human approval is required — per tool, per call, or only when specific fields are touched. Once set, those controls are enforced automatically across every workflow. AI moves forward only when the right person signs off.
Require approval only when these are set
Admin-defined. Users can tighten approval requirements, never weaken them.
Customer Data Fields
Execution Log
Workflow triggered
09:42:01Loan application review · Account #4421
Customer record requested
09:42:01Resolving customer_ref_A4421 from secure vault
PII fields isolated
09:42:02SSN, DOB, account number assigned as protected variables
Agent task executed
09:42:02Model receives customer_ref_A4421 — raw PII never passed
Output returned
09:42:03Loan summary generated · awaiting approval
PII protected. Sensitive fields never reach the AI model — by architecture, not policy.
Customer Data Stays Protected — By Design, Not Policy.
Hapax is architected so that sensitive customer fields — SSNs, account numbers, personal identifiers — are never passed to the AI model. Every workflow references protected variables instead of raw data, so your customers' information stays secure and your institution stays compliant, automatically.
Built for Your Business
Go deeper by sub-industry
Select your firm type to see examples of what teams like yours have built with Hapax.
Operational Controls Built for How Banks Actually Run
Hapax was built first for community banks and credit unions. Your team wears multiple hats, your systems span multiple cores and point solutions, and your audit exposure grows every year. Hapax agents integrate with your existing stack to automate high-risk workflows — with full traceability, admin-defined approvals, and PII that never leaves your control.
"When our examiner asked for a full activity log, we pulled it in minutes. Every action, every approval, every user — it was all there."
— CCO, $1.2B Community Bank
What Teams Build With Hapax
KYC and AML Onboarding Screener
Agents run new account applications through KYC and AML checks automatically, flag exceptions for human review, and maintain a full audit trail of every screening decision — so your compliance team works exceptions, not routine queues.
ACH and Wire Anomaly Detection
Monitor every ACH and wire transaction for anomalous patterns in real time. Agents flag suspicious activity, route alerts to the right reviewer, and log every decision with full context ready for examiner review.
Branch Cash Optimization
Track cash positions across branches, surface variance from targets, and generate replenishment recommendations — with every action logged and attributed to the agent or employee that initiated it.
GL to Subledger Reconciliation
Agents run daily general ledger to subledger reconciliations, surface discrepancies with supporting detail, and route exceptions for approval — replacing manual spreadsheet work with a fully auditable, traceable process.
Integrations
Works with the tools your teams already use
SharePoint / OneDrive / Internal Knowledge Bases
Give agents secure access to your institution's policies, procedures, and reference documents — so every workflow runs against your current guidelines, not outdated training data.
Salesforce / HubSpot
Sync client records, opportunities, and service cases bidirectionally. Hapax agents read CRM activity to trigger workflows and write back updates, notes, and task completions automatically.
Microsoft 365 / Google Workspace / Slack
Integrate email, calendars, documents, and team communication. Agents monitor inboxes for client requests, schedule meetings, draft follow-ups, and surface urgent items in real time.